Sorry, but insurance companies’ assurances that they don’t intend to use genetic screening techniques to deny coverage isn’t worth a whole lot. Remember, this is a whole industry that is based on paying for something that you hope you never use, but in theory is there for you when necessary. Except – and it’s a big exception – during the last ten years or so they’ve become extremely litigious to prevent their own clients from using what they’ve paid for even in legitimate cases, seemingly hoping to scare people away from making fair claims. And then they just turn around and raise your premiums anyhow! They get you coming and going, but still seem to resent you and hold you in contempt for being their client. Nice.